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"Another great experience working with Daniel. This is our 3rd time working with him. Thank you for all your help."

Welcome to

MidAmerica Bancorp, Inc.

Your Chicago Mortgage Experts

Buying a home or refinancing your mortgage in Oak Lawn, Burbank, Hickory Hills, Chicago or throughout the states of Illinois, Indiana, Florida, Michigan, Tennessee or Wisconsin?

MidAmerica Bancorp, Inc. is here to make the mortgage application process fast and easy.

Before you know it, you’ll be getting the keys to your new home.

Richard Pikula President of MidAmerica Bancorp, Inc.Richard Pikula | President | NMLS ID: 224000

A Few Reasons to Choose MidAmerica Bancorp, Inc.

Find exactly the type of loan you need.

MidAmerica Bancorp, Inc. offers one of the largest selections of lending products around. Whatever your situation and goals, we can match you with an ideal mortgage product.

Get competitive rates.

We work hard to bring you affordable mortgage rates, saving you money for years to come.

Work with an experienced, dedicated team.

MidAmerica Bancorp, Inc. is a well-established mortgage company with more than 15 years of experience in the Chicagoland area. We can help you progress quickly through the application process and close rapidly on your dream home. Whatever unique challenges or obstacles you might face, we will not stop until we have found the solutions you need to move forward with your purchase.

We are here for you.

Building long-lasting relationships with our customers is one of the most important parts of what we do. For the lifetime of your mortgage, you will always be able to turn to us with questions or concerns. If you need an adjustment or refinance in the years ahead, we will be here to walk you through it.

Your FREE Guide to
Refinancing or Buying a Home

Guide to Refinance or Buy a Home

See What Our Clients Are Saying About Us!

Piotr Leja
Piotr Leja
16:36 07 Oct 24
Nick Shah
Nick Shah
02:56 06 Sep 24
We had an excellent experience working with Richard and Luda during our recent home loan process. From start to finish, they kept us informed at every step. Their professionalism and responsiveness made the entire process smooth, and they were able to accommodate our needs for a quick closing date.Richard secured us a fantastic loan rate, which was significantly better than what our initial lender could offer. Our original lender admitted that he "could not get anywhere close to [Richard's] rates."Our attorney was also impressed with how quickly and smoothly our closing day went, thanks to the work of Richard and Luda.Thank you both and the team at MidAmerica Bancorp for everything!
Joanna D
Joanna D
18:24 15 Aug 24
I had a great experience working with Richard Pikul and his staff during my recent home purchase. From the very beginning, Richard made the mortgage process clear and stress-free, walking me through every step with expertise and patience. Richard was always available to answer my questions, provide guidance, and ensure that I understood all my options. I would highly recommend Richard to anyone in need of mortgage services.
Rafal Bukowski
Rafal Bukowski
13:40 09 Aug 24
Rich Pikula is great to work with!Very responsive and answered all my questions making the loan process quick and easy.
Joyce Yoon
Joyce Yoon
18:30 07 Aug 24
Margaret was incredible to work with, she was very responsive and always keeping a look out for our best interests. She helped us get the lowest interest rate possible in this non-buyer-friendly climate. We will recommend her to all our friends and recommend her to you too!
Julia Stasik
Julia Stasik
22:46 31 Jul 24
Kathy Malik
Kathy Malik
21:37 31 Jul 24
Richard and his team are amazing and hard working . They are very determined to help with closing process. I was always in communication with them and knew they cared about helping me get my first home . I highly recommend them.
Lukasz Polkowski
Lukasz Polkowski
18:11 31 Jul 24
MARIUSZ JEROMINSKI
MARIUSZ JEROMINSKI
18:03 29 Jul 24
I am very pleased to be working with Richard and his MidAmerica Bancrop team. They are very well-coordinated and professional. They handled my case quickly and without any problems. I will recommend them to everyone. Great team!
Oudai Hassen
Oudai Hassen
00:47 09 Jul 24
I worked with Margaret for my loan and she was a very hard worker and got me what we needed.
Dorota - Jarek Jozwiak
Dorota - Jarek Jozwiak
17:14 08 Jun 24
Tom Mikowski
Tom Mikowski
10:50 07 Jun 24
Matt
Matt
16:45 23 May 24
My fiance and I worked with Richard Pikula and Luda Kantor. The whole loan process was pretty straight forward. We scheduled a meeting with Richard before searching for any houses and he laid out what we could afford. After deciding on a house, he explained what documents were needed and the loan process began. Besides a request for additional documents twice there really were no other hiccups. We ended up closing on time. We couldn't be happier with the whole process.
Thank you very much for professionalism , patience ,professional advice commitment and nice service.
hDariusz Broda
hDariusz Broda
21:32 06 May 24
Dariusz Tokarski
Dariusz Tokarski
19:10 06 May 24
I'm extremely satisfied with all services received from Midamerica Bank Corp
christine toczek
christine toczek
21:28 18 Mar 24
Dan and Luda were efficient and communicative regarding our new purchase transaction.Thank you always for your help!
Casandra Bennett
Casandra Bennett
02:40 14 Mar 24
Leeza Bodnar
Leeza Bodnar
18:09 09 Jan 24
My experience with MidAmerican Bancorp, Inc. was nothing but amazing! My mom and I worked with Daniel and his team to close my condo in Oak Forest and everything went smoothly. I highly recommend working with MidAmerica and Daniel for any of your real estate transactions!
Klaudia Laskowski
Klaudia Laskowski
02:31 21 Nov 23
I highly recommend Darek Atczylo. He is very knowledgeable, efficient and reliable. Darek answered all of my questions and took the time in explaining everything. Thank you again Darek for all your hard work!
Beata Bobek
Beata Bobek
15:08 11 Oct 23
They arranged the loan very professionally and quickly and made my dreams come true. Truly recommendable.
Teddy Williams
Teddy Williams
17:40 23 Aug 23
The team that worked with us was great and very knowledgeable about every aspect of the loan process
Sthanu Ramakrishnan
Sthanu Ramakrishnan
04:44 15 Aug 23
Joanna
Joanna
18:33 07 Aug 23
Kamila Lenart
Kamila Lenart
17:22 31 Jul 23
Another great experience working with Daniel. This is our 3rd time working with him.Thank you for all your help.
dagmara hatlas
dagmara hatlas
00:10 29 Jul 23
Richard Pikula and his team are amazing and make the process of getting a house loan smooth, fast and easy!! Great service and amazing support, I recommend them 100%
Joanna Lowisz
Joanna Lowisz
00:16 27 Jul 23
Daniel and his team are amazing! Quick and easy closing.Daniel answered all my silly questions. First time buyer here! Will be back in the future :)
Jennifer Smith
Jennifer Smith
16:38 22 Jul 23
A W
A W
19:52 21 Jul 23
Margaret is very knowledgeable and helpful person. It was a fantastic experience working with her. She went above and beyond to help my American dream to come true.
Nina Brunhoefer
Nina Brunhoefer
16:35 21 Jul 23
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Apply Now for a Competitive Home Loan

Our service area extends throughout Chicago, including Burbank, Palos Hills, Orland Park, Hickory Hills, Homer Glen, Lemont, and many other neighborhoods. We also work with borrowers throughout Illinois, as well as the states of Indiana, Florida, Michigan and Wisconsin.

Ready to take the next step in buying a home or investing in Chicago real estate? Please give us a call today at (708) 237-4050 to schedule your free consultation. We are excited to work with you.

Piotr Leja
Piotr Leja
16:36 07 Oct 24
Nick Shah
Nick Shah
02:56 06 Sep 24
We had an excellent experience working with Richard and Luda during our recent home loan process. From start to finish, they kept us informed at every step. Their professionalism and responsiveness made the entire process smooth, and they were able to accommodate our needs for a quick closing date.Richard secured us a fantastic loan rate, which was significantly better than what our initial lender could offer. Our original lender admitted that he "could not get anywhere close to [Richard's] rates."Our attorney was also impressed with how quickly and smoothly our closing day went, thanks to the work of Richard and Luda.Thank you both and the team at MidAmerica Bancorp for everything!
Joanna D
Joanna D
18:24 15 Aug 24
I had a great experience working with Richard Pikul and his staff during my recent home purchase. From the very beginning, Richard made the mortgage process clear and stress-free, walking me through every step with expertise and patience. Richard was always available to answer my questions, provide guidance, and ensure that I understood all my options. I would highly recommend Richard to anyone in need of mortgage services.
Rafal Bukowski
Rafal Bukowski
13:40 09 Aug 24
Rich Pikula is great to work with!Very responsive and answered all my questions making the loan process quick and easy.
Joyce Yoon
Joyce Yoon
18:30 07 Aug 24
Margaret was incredible to work with, she was very responsive and always keeping a look out for our best interests. She helped us get the lowest interest rate possible in this non-buyer-friendly climate. We will recommend her to all our friends and recommend her to you too!
Julia Stasik
Julia Stasik
22:46 31 Jul 24
Kathy Malik
Kathy Malik
21:37 31 Jul 24
Richard and his team are amazing and hard working . They are very determined to help with closing process. I was always in communication with them and knew they cared about helping me get my first home . I highly recommend them.
Lukasz Polkowski
Lukasz Polkowski
18:11 31 Jul 24
MARIUSZ JEROMINSKI
MARIUSZ JEROMINSKI
18:03 29 Jul 24
I am very pleased to be working with Richard and his MidAmerica Bancrop team. They are very well-coordinated and professional. They handled my case quickly and without any problems. I will recommend them to everyone. Great team!
Oudai Hassen
Oudai Hassen
00:47 09 Jul 24
I worked with Margaret for my loan and she was a very hard worker and got me what we needed.
Dorota - Jarek Jozwiak
Dorota - Jarek Jozwiak
17:14 08 Jun 24
Tom Mikowski
Tom Mikowski
10:50 07 Jun 24
Matt
Matt
16:45 23 May 24
My fiance and I worked with Richard Pikula and Luda Kantor. The whole loan process was pretty straight forward. We scheduled a meeting with Richard before searching for any houses and he laid out what we could afford. After deciding on a house, he explained what documents were needed and the loan process began. Besides a request for additional documents twice there really were no other hiccups. We ended up closing on time. We couldn't be happier with the whole process.
Zbigniew Prokop (Ziggy)
Zbigniew Prokop (Ziggy)
02:41 07 May 24
Thank you very much for professionalism , patience ,professional advice commitment and nice service.
hDariusz Broda
hDariusz Broda
21:32 06 May 24
Dariusz Tokarski
Dariusz Tokarski
19:10 06 May 24
I'm extremely satisfied with all services received from Midamerica Bank Corp
christine toczek
christine toczek
21:28 18 Mar 24
Dan and Luda were efficient and communicative regarding our new purchase transaction.Thank you always for your help!
Casandra Bennett
Casandra Bennett
02:40 14 Mar 24
Leeza Bodnar
Leeza Bodnar
18:09 09 Jan 24
My experience with MidAmerican Bancorp, Inc. was nothing but amazing! My mom and I worked with Daniel and his team to close my condo in Oak Forest and everything went smoothly. I highly recommend working with MidAmerica and Daniel for any of your real estate transactions!
Klaudia Laskowski
Klaudia Laskowski
02:31 21 Nov 23
I highly recommend Darek Atczylo. He is very knowledgeable, efficient and reliable. Darek answered all of my questions and took the time in explaining everything. Thank you again Darek for all your hard work!
Beata Bobek
Beata Bobek
15:08 11 Oct 23
They arranged the loan very professionally and quickly and made my dreams come true. Truly recommendable.
Teddy Williams
Teddy Williams
17:40 23 Aug 23
The team that worked with us was great and very knowledgeable about every aspect of the loan process
Sthanu Ramakrishnan
Sthanu Ramakrishnan
04:44 15 Aug 23
Joanna
Joanna
18:33 07 Aug 23
Kamila Lenart
Kamila Lenart
17:22 31 Jul 23
Another great experience working with Daniel. This is our 3rd time working with him.Thank you for all your help.
dagmara hatlas
dagmara hatlas
00:10 29 Jul 23
Richard Pikula and his team are amazing and make the process of getting a house loan smooth, fast and easy!! Great service and amazing support, I recommend them 100%
Joanna Lowisz
Joanna Lowisz
00:16 27 Jul 23
Daniel and his team are amazing! Quick and easy closing.Daniel answered all my silly questions. First time buyer here! Will be back in the future :)
Jennifer Smith
Jennifer Smith
16:38 22 Jul 23
A W
A W
19:52 21 Jul 23
Margaret is very knowledgeable and helpful person. It was a fantastic experience working with her. She went above and beyond to help my American dream to come true.
Nina Brunhoefer
Nina Brunhoefer
16:35 21 Jul 23
kinga kras
kinga kras
16:01 21 Mar 23
Professional and reliable agency, fully communicative employees, I recommend MidAmerica Bancorp Inc with a score of 10/10
Aneta Cz
Aneta Cz
18:36 07 Mar 23
Recently I had the pleasure of working with the wonderful and highly professional team at MidAmerican Bancorp,Inc. I can honestly say it was the best experience I’ve had when purchasing a home because the team was working with high accuracy and managed to be on top of my loan. I highly recommend MidAmerica Bancorp to anyone who is looking for a sold loan without worry and headache.
Kayla Doody
Kayla Doody
01:35 26 Feb 23
Karol Marcinowski
Karol Marcinowski
16:37 14 Feb 23
Great service, great support, very responsive team. We will definitely be using MidAmerica for our next purchase. Thank you!
Lukasz Kosor
Lukasz Kosor
02:29 29 Dec 22
Best place in whole MidwestThank you for everything and look forward to future transactions
Joanna Horbal
Joanna Horbal
05:07 16 Dec 22
Greg Mucha
Greg Mucha
16:50 15 Dec 22
Rich and his team have always outperformed the competition.
Anna Budz
Anna Budz
21:27 09 Dec 22
Maria Micek
Maria Micek
03:11 01 Dec 22
Lou Gmiterek
Lou Gmiterek
18:45 29 Nov 22
Margaret Kopalka is a great agent, very profecional, very helpfull and somone you can count on. Quick to respond and gives the right advice.
Dominika Maj
Dominika Maj
03:55 10 Nov 22
I can’t recommend Richard Pikula and his team enough. They made the entire process easy, stress free and enjoyable. Richard and Iwona delivered a very fast closing date, we’re on top of everything, and communicated every step of the way. Thank you for everything and look forward to future transactions !
Oseas Ramos
Oseas Ramos
16:02 03 Nov 22
Kathy Kos
Kathy Kos
16:26 06 Oct 22
My recent purchase transaction experience with Richard Pikula and his team was excellent! They are a great team. Very professional, focus on important items, try to keep the process as easy as possible. This is my 3rd time using this team and I would strongly recommend them to anyone.
Saleem Tahir
Saleem Tahir
17:21 29 Sep 22
Both Richard and his team was wonderful to work with. Especially, Iwona was just awesome. She made me aware of every step of the process. Overall, had a great experience.
MARCIN KROZEL
MARCIN KROZEL
19:39 06 Sep 22
I was working with Darek Atczylo. Best experience ever. Smooth and excellent process.Thank you Darek
RAFAELLO CHOWA
RAFAELLO CHOWA
17:55 27 Jul 22
My loan officer was Darek Atczylo and he made the loan process very smooth and easy. Best experience ever. Thank you Darek for all your hard work !
Gintas Urbonas
Gintas Urbonas
20:18 18 Jul 22
Agnieszka Koterba
Agnieszka Koterba
20:01 18 Jul 22
Bob Zenawick
Bob Zenawick
21:18 17 Jun 22
kamil_ss_1le
kamil_ss_1le
20:07 08 Jun 22
Dean rademacher
Dean rademacher
18:30 05 Jun 22
Chris was on top of the process the entire way. Made the whole process effortless , even when the underwriter kept asking for more and more documentation. Always replied back within minutes when message was left.
Wojtek S
Wojtek S
13:53 16 May 22
Mateusz Cichowicz
Mateusz Cichowicz
21:12 16 Mar 22
Jolanta was amazing! Very professional and helpful.
Artur Soltys
Artur Soltys
17:04 11 Mar 22
Hailey L
Hailey L
16:56 27 Jan 22
They did absolutely amazing I wouldn’t have been able to get my house if it wasn’t for them. I will forever be thankful for this amazing team!!
Ursula Marszalik
Ursula Marszalik
19:24 04 Jan 22
Rich Kiel
Rich Kiel
15:40 04 Jan 22
I have worked with MidAmerica Bancorp for many years now. However, this time the people at MidAmerica Bancorp made my refinancing one of the MOST Smoothest and Pain Free process that I have ever experienced. Everything was so extremely automated. The title company even came to my house for the final closing. I never once had to leave my house. I would recommend MidAmerica Bancorp to everyone.
barbara graca
barbara graca
02:03 25 Nov 21
Michelle Wojtowicz
Michelle Wojtowicz
01:46 20 Nov 21
Dan was Super helpful and answered all my questions and I had a million! Would totally recommend working with him.
Aneta Marek
Aneta Marek
04:03 19 Nov 21
CC Restore
CC Restore
02:21 18 Nov 21
Darek is the best in what he does. Highly recommended
Zdzislaw Oleksy
Zdzislaw Oleksy
00:46 18 Nov 21
Peter Zywek
Peter Zywek
20:44 17 Nov 21
Mariusz Zeman
Mariusz Zeman
18:34 12 Nov 21
Grzegorz Kroch
Grzegorz Kroch
02:23 11 Nov 21
Fast and very competent service. Great at what they do. Will definitely use their service when in need. Greatly recommended.Szybka i bardzo kompetentna obsługa. Wspaniali w tym czym się zajmują. Z całą pewnością wybiorę ich usługi w przyszłości. Serdecznie polecam.
Paul Gala
Paul Gala
16:46 10 Nov 21
Pawel Fonfara
Pawel Fonfara
01:04 16 Sep 21
Darek is a man with lots of knowledge, he is very patient and likes to work with people. I just closed my third deal with him.
EB
EB
19:35 19 Aug 21
Rich is amazing. His team goes above and beyond to get your deal closed.
Monika Budz
Monika Budz
02:38 02 Feb 21
Hasani Bandele
Hasani Bandele
17:09 29 Dec 20
I have worked with many mortgage brokers in the past, and this team is clearly one of the best. I know that they will handle my business fast and professionally!
Greg Landowski
Greg Landowski
14:11 23 Jan 20
Excellent and professional service as usual.
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